Defining Transaction States

Transaction states can be found throughout the Reach Admin to show the client the state of a transaction.

The meaning of each transaction state is found below:

Transaction State

Definition

Authentication Pending

Refers to offline transactions only, the shopper has been redirected to the third party and/or has been given the information they need to pay offline, however payment has not yet been made.

Authentication Required

The shopper needs to authenticate with a third party, e.g. PayPal, or they need to get information from a third party, e.g. Boleto, on how to pay offline.

Authorized

The payment card or account has been authorized for the requested amount of the order.

Authorization Failed

The payment card or account could not be authorized for the requested amount of the order. This is generally due to a rejection by the card issuer or account provider, or the user has cancelled the transaction on the payment site.

Cancel Pending

(Precedes ‘Cancelled’) The request to cancel has been sent, awaiting response.

Cancelled

The order has been cancelled due to expiry of authorization, suspected fraud, or manual intervention.



Commit Accepted

The ‘Capture’ request has been received by the receiving party

Commit Pending

A request has been sent to confirm the order and ‘capture’ funds from the shopper’s selected payment method (e.g. A request is sent to the acquiring bank to capture funds from the issuing bank)

Completed

The foreign exchange component of the order has been successfully completed. This is the final transaction state.

Created

A request has been received by Reach. This is the first status for all orders.

Payment Failed

The ‘Capture’ request was not accepted by the receiving party or we were provided a ‘Not Ok’ response.

Payment Processed

The ‘Capture’ request has been confirmed as successful and funds have been captured.

Rejected

The order has been cancelled due to suspected fraud